August 2007

If you have a budget that guides you on a month-to-month basis or just a general overview of what’s coming in and what’s going out you can also do “mini-budgets”. Mini-Budgets are budgets for times like Labor Day where you have the possibility of over spending. A lot of folks have a 3-day weekend during […]

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10 Attributes of Investment Risk

When you invest, you are taking some risk. So if you think you don’t like risk or you think you don’t have any risky investments, then look again. You are taking some risk when you invest. Below are 10 attributes of Investment Risk: 1. Market Risk This is the ups and downs of the market. […]

When you’re first child is born there is an overwhelming feeling of taking care of that child in every way possible. At some point you start thinking, “I better get it together. I better start saving for my child’s college education. I know, I’ll check into one of those 529 Plans available through out the […]

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What is Diversification?

Are you diversified? What is Diversification? In the context of this blog, diversification has to do with your portfolio. Yea but what’s a portfolio? View a portfolio as a big empty box. We’ll put stuff in this empty box to make up our portfolio. Let’s pick one mutual fund and take a look inside. We’ll […]

Here are The Five Core Asset Classes Every Portfolio Should Have: Large Growth – Large Company Growth Large Value – Large Company Value Small Growth – Small Company Growth Small Value – Small Company Value International In addition to that you might add some of the following depending on your investment goals: Bond Funds Balanced […]

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All About Bonds – Part 3

This article is the third in a series: All About Bonds – Part 1 All About Bonds – Part 2 On this blog, Smart Saving and Investing, I concentrate on three financial tasks that many people can do: Save money on a regular basis automatically by opening up an online savings account and linking it […]

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All About Bonds – Part 2

This article is the second in a series: All About Bonds – Part 1 All About Bonds – Part 3 In part one of this series on All About Bonds, you read about three main types of Bonds – U.S. Government Bonds, Municipal Bonds and Corporate Bonds. You were also introduced to a fund that […]

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10 Wisdoms for Wednesday

1. The people who get on in this world are the people who get up and look for the circumstances they want, and if they can’t find them, make them. ~George Bernard Shaw, Mrs. Warren’s Profession, 1893 2. I know of no more encouraging fact than the unquestionable ability of man to elevate his life […]

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Hitting Home Runs with Bonds

The New Home Run King!! Barry Bonds was all the talk with his record setting home runs at 756, 1 better than the great Hank Aaron. Barry Bonds now stands alone. Bonds set this record on 8/7/2007 in San Francisco against Washington. Well, one Bond fund that doesn’t stand alone but ranks in the top […]